Quick! It’s not too late to get a deduction for your 2013 tax return. Up until you file your taxes on April 15th, you still have the opportunity to contribute to an IRA, a HSA or a SEP (self-employed pension plan). All will reduce your Federal and State taxable income. The money has to be actually contributed to those plans on or before April 15th so that doesn’t leave you much time.
Get into your personnel office (HSA), your bank, your brokerage company (for you IRA or SEP) and seize that deduction while you can!